feat: expand terms of service to comprehensive 22-section format
- Updated terms-of-service page component to render all 22 sections
- Expanded Croatian translations with comprehensive legal terms
- Expanded English translations with comprehensive legal terms
- Added sections covering: eligibility, scope, user content, privacy, cookies,
2D barcodes accuracy, prohibited conduct, fees, third-party services,
availability, IP rights, termination, warranties, liability, indemnification,
force majeure, governing law, and more
- Maintained proper rich text formatting for email links and emphasis
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Co-Authored-By: Claude Sonnet 4.5 <noreply@anthropic.com>