- Remove disabled attribute from select - users can now always see all options
- Add conditional option labels showing "(disabled in app settings)" for unavailable methods
- Add userSettings check to IBAN form display condition
- Remove NoteBox warning (replaced by inline disabled labels in options)
- Remove unused NoteBox import
- Remove redundant InfoBox message
- Add English and Croatian translations for disabled option labels
- Clean up removed translation keys
Better UX: Users can now see why payment options are unavailable directly in the dropdown.
🤖 Generated with [Claude Code](https://claude.com/claude-code)
Co-Authored-By: Claude <noreply@anthropic.com>